amex plum card vs platinum. Up to $240 in digital entertainment credits every year. amex plum card vs platinum

 
Up to $240 in digital entertainment credits every yearamex plum card vs platinum  You have nothing to lose by applying

There is some confusion about whether they are made of Platinum because of their elegant presentation. The Platinum Card® from American Express comes with a $695 annual fee. Our Take. Rates & Fees. online retailers. Redeem. If. 5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Platinum Card. . While both share some similarities, there are notable contrasts that cater to distinct financial preferences. While both cards are issued by American Express, the Amex Platinum card is a premium travel rewards card that earns Membership Rewards points, while the Delta Platinum card is a co-branded airline credit card that earns Delta SkyMiles. The Amex Platinum card comes with a long list of premium travel and shopping. 84 cashback per year with American Express Blue Business Cash and with American Express Plum Card. While the Venture X may offer more earning opportunities, keep in mind that TPG values Amex Membership Rewards at 2 cents each while Capital One miles are valued at a lower 1. Plum is kind of a special card and I'm sure Amex likes to see some history. Terms apply. $100 NEXUS Card Statement Credit – American Express® Platinum Cardmembers are eligible to receive up to $100 CAD in statement credits every four (4) years for application or renewal fees for the NEXUS program when charged to an eligible Card. Welcome Bonus. But the card’s sky-high annual fee can be a big turn-off for many business owners, as can the fact that, as a charge card, the Amex Business Platinum Card. Annual fee. This coverage is in excess of coverage provided by the common carrier. S. Retailers eligible for cash-back in this category include, but are not limited to: The annual fee for the Amex Blue Cash Preferred card is $0 intro annual fee for the first year, then $95 , while the annual fee for the Amex Platinum card is $695. Earn a $100 Delta Flight Credit towards future travel after you spend $10K in purchases on the Card during a calendar year ‡. Amex Platinum Amex Gold; Annual fee: $695: $250: Earning rates: 5x on flights booked directly with airlines or via American Express Travel (on up to $500,000 in purchases per calendar year) 5x on prepaid hotels booked with American Express Travel 1x on other eligible purchases 4x on dining at restaurants (including takeout and delivery. Card: Welcome Offer: Annual Fee: Best For: The Business Platinum Card ® from American Express: OUR BEST OFFER: Earn 120,000 points after you spend $15,000 on purchases in the first 3 months. Chase Sapphire Preferred is the cheaper option by far and still offers stellar rewards, producing tremendous value for moderate spenders. To downgrade the Amex Gold card, call American Express customer service at (800) 528-4800, and ask to downgrade your Amex Gold card to the American Express® Green Card. Card Members save 15% when using miles to book Award Travel on Delta flights* through delta. Learn more about the benefits Card Membership can provide. But some can be approved with a lower credit score. Compare our most popular business cards online. But these major benefits come with an. ” I applied for my wife as well. Activate Your Amex Platinum Card. The Platinum Card® from American Express currently is offering a good welcome bonus: Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6. Earn 30,000 Membership Rewards points when you get approved for the Card and spend R10,000 in the first 3 months. NEW OFFER: Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months. Annual Fees. Welcome bonus offer. It earns 1 point per dollar spent on all other purchases. Yes. Rewards: Earn 2% on gas and groceries and 1. Fees Annual Membership Fee . There is an exception: cards such as The Platinum Card® from American Express and American Express® Gold Card don’t count toward this limit. Based on TPG's valuation of Membership Rewards points at two cents each, the Platinum bonus is worth $1,600. *. American Express® Business Gold Card. PERSONAL SAVINGS. The Blue Business® Plus Credit Card from American Express offers 2% cashback on the first $50,000 each year and 1% thereafter. 250k = $100 and 1m = $200. It had a no preset spending limit with trade terms. Spend between $250,000 to $350,000 per year on your Amex credit cards for the personal Centurion card or $400,000 to $500,000 for the business version (though some reports say you need to spend. Extended Warranty¹. An expanding network of airport lounges, the American Express Global Lounge Collection® is dedicated to offering Platinum Card Members more lounge options than any other card on the market*. The Amex Platinum is no exception, as it is currently offering 80,000 Membership Rewards Points after you spend $8,000 on purchases within the first six. Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Consider you have twice the time to spend less than half the amount of money for the bonus points. So, if you have two additional users, you’ll pay a $700 annual fee, which takes it to pretty much the same level as the Amex Platinum. High credit limits. Instead of cash back, you’ll receive an unlimited 1. Step one, of course, will be to activate your card online or by calling the number posted on the sticker attached to the front of your card. *. The card’s introductory 0% APR lasts for 18 billing cycles and applies to both. Based on TPG's valuation of Membership Rewards points at two cents each, the Platinum bonus is worth $1,600. 80,000 bonus points: The Platinum Card® from American Express. The Plum Card® from American Express for businesses qualifies as a charge card. I read that it was because of the contactless antenna but that doesn't make sense since other metal cards, like Apple, are contactless and don't have plastic backing. Explore all the thrilling benefits, offers and rewards of your Platinum Travel Credit Card that you get to enjoy as a cardholder. 2 cents each, while Citi points are worth 1. The Capital One Venture X Rewards card debuted in late 2021 with excellent travel perks and an annual fee of $395 — the lowest of any card on this list. or . With a steep annual fee and the limited. One App - American ExpressThe Amex Platinum is one of the top cards when it comes to being treated like a VIP, but with its annual fee costing close to $700, it may make sense to consider whether another less-expensive. The Platinum Card’s current welcome bonus is: 80,000 Membership Rewards Points after spending $8,000 on purchases on the card in the first 6 months of card membership. Learn More (at Amex's secure site) Summary. Prospective cardholders may apply online and must meet minimum eligibility requirements. While this card comes with undeniably generous benefits, including airport lounge access and travel perks, it also charges a steep annual fee of £650. Additional Details. Compare Americanexpress. 5% . It had a no preset spending limit with trade terms. See the pros and cons of American Express The Business Platinum Card vs American Express The Plum Card based on no annual fee, sign up bonus, perks, interest rates, and more. You can get a discount of 1. Amex divides their cards into "families" and those families govern product change rules. The Platinum Card annual fee. • 21 days ago. THE POINTS GUY. com to select the best Business Credit Card Products for your needs. Yes. With the Amex Blue Cash Everyday card, you’ll earn cash-back at U. Credit Card Satisfaction Study by J. Rewards rate: Unlimited 1. Finally, I think Amex Platinum cards are only approved for people that qualify for some minimum "hidden limit," and I've heard it's around $5k/month spend. The Business Platinum Card® from American Express. United Club℠ Infinite Card. 20. S. NEW OFFER: Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months. By contrast, the Amex Platinum Card currently offers a lower welcome bonus: 80,000 points after spending $8,000 within the first six months of card membership. Unlike a traditional credit card, your Card has no preset spending limit, a unique feature that gives you flexible spending capacity. You can add an authorized user to your Amex Platinum card for $195. 99% (see rates and fees) with the Pay-Over-Time feature. There are a variety of presentations of this card, all of which are metal: classic Platinum Card®,. The personal version of the Amex Platinum offers a $100 annual Saks credit, which comes in the form of a $50 credit in the first half of the year (January through June), and a $50 credit in the second half of the year (July through December). On the surface, the personal card's terms might seem better. Savings Accounts & CDs. *. $695. American Express SmartEarn™ Credit Card. In 2023, American Express increased the fee for authorized users of The Platinum Card® from American Express to $195 per person (terms apply, see rates & fees ). See the pros and cons of American Express The Plum Card vs American Express Business Platinum Delta SkyMiles based on no annual fee, sign up bonus, perks, interest rates, and more. or . To validate your coverage, please call the number on the back of your Card. 3X miles on Delta and hotel purchases; 1. MORE LIKE THIS Travel Travel Rewards Credit Cards. Business Credit Cards. View All Prepaid & Gift Cards; Banking. View All Prepaid & Gift Cards. In this case, you’ll earn 3x SkyMiles for flying Delta. You can choose to pay for these purchases over time with interest, or you can pay your full balance each month, whichever is best for your business. Make Payments by Phone: 800-472-9297. 85 cents each. Learn more about how they differ and how to determine which is. Earn 2 miles per dollar at Restaurants worldwide, plus takeout and delivery in the U. You could also be targeted for a higher bonus through the CardMatch tool (although offers through CardMatch are not. The Plum Card® from American Express is a unique card in that it offers business owners flexible payment options over a 60-day period rather than 30. Plum may get the metal card treatment due to being in the same AF tier, but I wouldn't count on it. Both card impose a 3% foreign exchange fee on transactions outside the UK. Authorized User Fee. Corporate Platinum Card; Corporate Purchasing Card; Personal Card Annual Credit; Prepaid Cards. Delta Platinum card members will pay just $50 per person, with up to 2 guests per visit. *Welcome offer value is determined using TPG valuations and is not provided by or reviewed by the issuer. The Amex® Green Card and the Amex Platinum Card both offer flexible travel rewards. The Plum Card® from American Express is a different kind of card, giving small business owners a lot of flexibility when it comes to paying it off. The Amex Plum card costs nothing the first year but costs $250 per year after that. Just like with any airline credit card, the Delta Platinum Business card is most valuable when you use it to book airfare. S. $550 ( rates & fees) Best for Delta Loyalists, Lounges. Find Your Minimum Spending Requirement. View side-by-side comparison of rewards, rates, fees, and benefits at CreditDonkey. The Platinum Card. 5X miles on purchases over. S. Delta has severely nerfed the value of their skymiles over the past years so it’s better to have the Amex platinum card and have flexibility over where your points go than to be limited to delta’s price fixed skymiles. These perks come at a cost, though — the card's annual fee is $695 (see rates and fees), making it among the most expensive of all consumer cards to carry. File a Claim or Check Claim Status. 5% “cash-back,” which is actually an early payment discount. It’s tied only by The Business Platinum Card® from American Express (see rates & fees) and topped only by the invite-only Amex Centurion. With most Amex cards, you're covered for up to $1,000 per covered incident and up to $50,000 per year, but the reimbursement doesn't include any shipping or handling expenses. Delta Platinum card members will pay just $50 per person, with up to 2 guests per visit. At $695 per year, the Amex Platinum isn't an affordable card — but neither is the Delta Reserve. Like, Comment, and Share my videos!🔔 SUBSCRIBE HERE 🔔 👇 Watch My Other Videos Here 👇 👇★ The Alliant Visa Signature. While Amex is making a few updates to its top-of-the-line cards, the real kicker is the increased annual fee for authorized users on the personal version of the Platinum card. The Amex Platinum consistently has one of the most valuable welcome offers out there. Delta SkyMiles® Gold American Express Card. Centurion. 8. Intro offer: Earn 40,000 Membership Rewards® Points after you spend $3,000 on purchases on your new Card in your first 6 months of Card Membership, worth about $400. The Platinum Card. So, let's look at who should — and shouldn't — hold the Amex Business Platinum. 2. Card details Capital One Venture Amex Platinum Chase Sapphire Preferred; Annual fee: $95: $695 (see rates & fees) $95: Bonus: 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening or 50,000 miles if you spend $3,000 on purchases in the first 3 monthsEligible purchases can be paid over time, up to the amount of your Pay Over Time Limit on your account. Amex Blue Business Plus offers 2X points on up to $50,000 in purchases per year (then 1X points), and Amex Blue Business Cash offers 2 percent cash back on all eligible purchases (on up to $50,000. The Amex Blue Business Plus card is arguably the best no-annual-fee business credit card you can have. 99% to 24. The Amex Platinum comes with statement credits that. The reason why is because you can earn 2x Amex Membership Rewards points per $1 spent on everyday business purchases, up to $50,000 per calendar year. Total; Loan; ETFs;For starters, the Sapphire Reserve still has an edge over Amex regarding the $300 annual travel credit. For starters, Capital One Venture X offers an initial bonus of 75,000 miles for spending $4,000 in the first 3 months. The best charge card is The Plum Card® from American Express because of its many rewards and perks. 26% compared to American Express’s average fee of 2. These top travel websites offer deep discounts and worthwhile deals on airfare, hotel rooms, and car rentals. Delta SkyMiles® Platinum American Express Card - best for mid-tier delta flyers. This flexibility is the main benefit you’ll get. The Business Platinum card is offering 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases within the first three months of card. 99% on purchases and cash advances, along with a $399. Interest rate: Pay Over Time. Return Protection¹. The three iterations of the Platinum I'm comparing today include The. However, certain premium cards cover your purchases for up to $10,000 per incident, with the same limit of up to $50,000 in total claims per calendar year. Reward your inbox with the TPG Daily newsletter. Currently, you can earn 80,000 Membership Rewards points after spending $8,000 during your first six months of card membership. The Plum Card® from American Express is a different kind of card, giving small business owners a lot of flexibility when it comes to paying it off. So I am going to apply with AMEX to for their business cards and I am tied between the business Plat or Business Plum. or . Keep in mind, the American Express Plum Card has a $250 annual fee, while the Chase Sapphire Preferred has a $95 annual fee. See Rates & Fees , Terms Apply. Make Purchases Online. Winner: Amex Business Platinum. For New York state residents, there is a maximum of $10,000 aggregate for all covered persons per covered trip. 8. MARTIN DIMITROV/GETTY IMAGES. Accept Amex Cards. Membership Rewards. Explore. Products & Services. Here are the details on the rates and fees of the American Express. Although it has a $250 annual fee, Amex Plum offers 1. The Blue Business® Plus Credit Card from American Express offers 2% cashback on the first $50,000 each year and 1% thereafter. Eligible purchases can be paid over time, up to the amount of your Pay Over Time Limit on your account. Here's the thing: The The Business Platinum Card® from American Express is getting the CLEAR membership credit, too, and without the $695 price tag. There is also a difference in costs when you add authorized users. OUR BEST OFFER: Earn 120,000 points after you spend $15,000 on purchases in the first 3 months. Introductory Bonus Cash Back. 2. Welcome bonus: 70,000 Membership Rewards points after spending $10,000 on. With a $95 annual fee, this Card offers 3X points at U. It has a big annual fee — $250 (see rates and fees). It earns 1 point per dollar spent on all other purchases. I have a platinum and a plum. This card offers a unique payment structure that allows cardholders to pay early and receive a discount or pay later with no interest charges. That said, Capital One Venture X is one of the best travel rewards cards on the market right now, which makes it prestigious. The American Express ® Business Gold Card is excellent at racking up rewards for your business spend. The personal card rewards the referrer with 10,000 Aeroplan points per referral, while the business card awards 20,000 Aeroplan points per referral. 5% on balances paid before the due date. Benefits. $295 ($375 if application is received on or after 2/1/24) New cardmember offer. Credit Score 101. Card Members must pay in full all charges not included in a Pay Over Time balance. Per dollar spent on prepaid hotel purchases, booked and paid in advance, online at amextravel. If you do not pay for two billing periods in a row, the fee is the greater of. Last updated on August 21, 2020. The midtier Delta choice — the Delta SkyMiles® Platinum American Express Card — is a standout option. gas stations and Amex Travel, and 1X points on other eligible purchases. The 2 look very similar to me in terms of annual fee and benefits. Based on identical spending inputs, you’ll earn cashback per year with American Express Plum Card and $464. For American Express, the four-digit CVV number is printed on the front of the card above the card account number. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. If your Card is not listed on this page or if you are an Additional Card Member, please call the. Learn More >. Credit Intel – Financial Education Center. Most people in NZ do not put >30k through their credit card Ps the annual fee for the ANZ platinum airpoints card is still $150 ( at least according to the website), is this changing soon?Earn 2 miles per dollar at Restaurants worldwide, plus takeout and delivery in the U. Earlier this year, however, American. The Platinum Card® from American Express currently is offering a good welcome bonus: Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6. Our blog covers everything — from Coast guides to product updates to industry insights. 1. Amex Business Gold Card vs. First checked bag free on Delta Flights‡. Winner: The Platinum Card. This is concerning to Amex, especially if the income you reported isn't close to $1 million. S. The business version of the card bears an. This is important for American Express cardholders, given that the Platinum Card® from American Express card is currently offering 100,000 Membership Rewards points for new cardholders who spend. AmEx Platinum vs. 5% for paying early or you can get up to 60 days interest-free (on new balances) when you make the minimum payment. Delta SkyMiles® Gold American. Penalty Fees . No one could tell me why, nothing derogatory or whatnot on my personal or business's credit. American Express Gold Card. With that said, it is important to be clear about the. Here are the cards that include this protection when you use them to pay for your items: American Express® Business Gold Card. 2X Miles on purchases at U. 04% difference. Both The Platinum Card® from American Express and the Delta SkyMiles® Reserve American Express Card offer welcome bonuses for new cardmembers. Bonus value*. Other American Express cards offer baggage insurance coverage of up to $1,250 for carry-on baggage and up to $500 for checked baggage. The Plum Card® from American Express. S. It's a great card, but it's not the right one for everyone. Your Platinum Card now comes in a new, sleek design made of stainless steel giving you a differentiated look. They also offer complimentary elite tier membership, hotel room upgrades, access to exclusive benefits, and much more. A 4-digit number on the front, just above your credit card number”. If you’re a committed United Airlines flyer, the United Club Infinite Card is a great option for a luxury travel experience. According to TPG's monthly valuations, Amex Membership Rewards points are worth 2 cents each, making this bonus worth $1,600. If you already have an Amex credit card, it will be a soft pull, which is a good thing. Amex Business Gold Card vs. When you redeem Membership Rewards points for business- or first-class tickets on any airline or any fare class using the Business Gold, you'll earn a 25% rebate (up to 250,000 points back per calendar year). Amex Platinum Card — Overview Here is a quick look at how both cards stack up in each major review category. The Amex Platinum Cashback Everyday card pays you 5% back on your spending in the first three months,. Amex Business Platinum benefits. Your Card number and expiry date can be found etched on the reverse of the Card. At first glance the increase from. Rewards: The Plum Card® from American Express does not offer a rewards program, but you do get 1. of the past due. You can choose to pay for these purchases over time with interest, or you can pay your full balance each month, whichever is best for your business. S. online retailers. 2¢ off every gallon on your statement. American Express. The Delta Reserve card opens far more lounge doors than the Delta Platinum does. The Plum Card ® Issuer: American Express National Bank. S. Being a Charge Card, your American Express® Platinum Card comes with no pre-set spending limit*, giving you. We're comparing the Amex Business Gold card to the Amex Plum card toward help you determine which card is best for your company operation. How does it compare to Chase Sapphire Preferred, a travel, airline, points and restaurant card? Read our comparison chart below. Sign the back of the card, and you’re ready to start using it. The four different types of American Express Platinum cards come with similar travel benefits but there are a few key differences. We’re excited about the new additions to the Amex Business Platinum card, but equally (or more) exciting is its increased welcome offer. Key facts: £650 annual fee. Besides the flexible net 60 terms, once in a blue moon there'll be a SUB on it. These perks come at a cost, though — the card's annual fee is $695 (see rates and fees), making it among the most expensive of all consumer cards to carry. It offers a generous introductory rate of 0% for the first 12 months, then a 16. Here's a look at the three different flavors of the Amex Platinum that I'll focus on today. 0% variable. The Platinum Card® from American Express requires great credit, which usually means 720+. 1. Earn 70,000 miles after spending $5,000 in purchases in the first 3 months. 1 NerdWallet rating The bottom line: This card makes sense for businesses that need wiggle room on their accounts payable. American Express offers world-class Charge and Credit Cards, Gift Cards, Rewards, Travel, Personal Savings, Business Services, Insurance and more. 40,000 bonus points after you spend $3,000 on purchases on your new card in your first 6 months. 2. The two cards have similar earning structures. Compare American Express Platinum vs American Express Plum Card and see which is better. The Plum Card® from American Express – Flexible repayment options; The Business Platinum Card from American Express. S. Earn a $100 Delta Flight Credit towards future travel after you spend $10K in purchases on the Card during a calendar year ‡. If you hold a card that is not listed, you are still able to call the phone numbers listed or call the number listed on the back of your card for assistance. The Blue Business Cash earns 2% cash back on the first $50,000 in purchases per calendar. Subject to additional terms, conditions and exclusions. com The four different types of American Express Platinum cards come with similar travel benefits but there are a few key differences. That's nearly three times the. It is a good credit card. Shipping providers‡ 2. Application link: Amex Platinum with a 80,000-point welcome bonus. Select the Card below to read the full terms and conditions for Return Protection related to that Card. Learn more about the. Business Platinum to see which makes the most sense for your wallet. The Capital One Venture X Rewards Credit Card Is a straight forward card that is clear and simple. American Express Gold is a better card to use abroad than Amex Platinum, because you earn double Membership Rewards points when spending in a foreign currency. Right now, there is a generous welcome offer on the Amex Platinum: Earn 80,000 Membership Rewards Points after you spend 80,000 on purchases within the first six months of card membership. 95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Platinum Card®. Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4. 70,000 Membership Rewards® points after spending $10,000 on eligible purchases within the. *. $250 Transaction Fees Foreign Transaction. Annual fee. The Plum Card ® Issuer: American Express National Bank. With this card you'll get access to not only Delta Sky Clubs, but also American Express Centurion Lounges, and Escape Lounges. Car Rental Loss and Damage Insurance. T&Cs. The Plum Card® from American Express is useful for small business owners who want the option to either make an early payment and earn 1. The Amex Business Gold card is a great choice for spending-oriented businesses that may have various types of spending, whether it’s on gas or advertising. $695. You should not use these cards for most Amazon seller transactions: Amazon Business American Express Card. Make no mistake — the Amex Platinum card is a premium card with a premium price tag. Annual fee. Earning rewards with the Blue Business Cash vs. Specifically, the Amex Platinum card has a $695 annual fee, while the Amex Green card has a $150 annual fee. The business version of the card bears an. In contrast, the Business Platinum bonus is worth $2,400, making them two of the most valuable offers on the market. Sort by: Open comment sort options. 5% cash back or pay up to 60 days later without. r/amex • Amex Plum No Preset Spending Limit and Personal Delta card. Supplier Diversity. Here's the thing: The The Business Platinum Card® from American Express is getting the CLEAR membership credit, too, and without the $695 price tag. The American Express ® Business Gold Card is excellent at racking up rewards for your business spend. The card’s purchase rate is 31%. These cards are ordered from the most premium level at the top to less premium towards the bottom: Centurion ® Card from American Express — Most premium. You can also contact customer service online through the live chat feature from your account. There are two different ways to file a claim for an incident. Increased Welcome Offer. Winner: Venture X. ScorpioRising55. Won't affect your credit score. Earn 2 miles on purchases at U. Cosmo_Hunter. Completely paid off my AmEx Cash Magnet card; Always paid the Plum card within a few days after statement cut (bonus: 1. When the travel credit is netted against the annual fee, we can think of the Platinum Card as having an “effective annual fee” of $499, which is more favourable than what the premium Aeroplan cards are charging. Delta SkyMiles Reserve. However, some TPG readers have been targeted for even better offers: up to 125,000 points on the personal. 3. Use your Business or Corporate Card to send virtual payments to vendors who accept American Express® Cards. Learn More. Earn an annual $200 cash bonus every year you spend $200,000 or more. Earn 3% Uber Cash on business rides with. 07/16 used $2500 for renovations. 60,000 bonus points after you spend $6,000 on purchases. When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card ® from American Express. I got a gold then upgraded to a platinum about a year before going for the plum. 3. Now, we can do that online or via the Amex app. Credit Cards. With amazing benefits like best-in-class airport lounge access, hotel elite status, and. The Business Platinum Card® from American Express (up to $200 airline fee credit) The Platinum Card® from American Express (up to $200 airline fee credit) Daily Newsletter. $0 Annual Card Fee. In 2021, the Amex Platinum Card began offering cardmembers statement credits toward Walmart+ membership of up to $155 per year (subject to auto-renewal), essentially knocking the out-of-pocket cost for the service down to nothing for most folks. Meanwhile, slotted below the Platinum is the American Express® Gold Card, a product that carries fewer benefits but a more palatable $250 annual fee (see rates and fees). For any month. Earn 2x points for each. $75. Both cards have the usual generous American Express sign-up bonuses: The Amex Platinum Cashback card pays you 5% back on your spending in the first three months, to a maximum spend of £2,500 (so capped at £125 back). The Plum Card® from American Express American Express® Gold Card Card Interest Rates & Fees; Purchase APR: N/A: See Pay Over Time APR: Balance Transfers APR: N/A: N/A: Foreign Transaction Fee: No foreign transaction fee: No foreign transaction fee: Annual Fee: $250 annual fee: $250 annual fee : Terms Apply. Most charge cards on the market now are geared toward businesses, such as The Plum Card® from American Express and the Brex Business Card. For example, my Amex Gold card carries an 18. Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible. To cancel a Plum Card, call customer service at 1 (800) 528-4800 and ask a customer service rep to cancel your card account. The Plum Card® from American Express. The Platinum Card® from American Express: Best for luxury perks.